How to Use Cash App Without SSN in 2023

How to Use Cash App Without SSN in 2023

In this article, we’ll go through how to use Cash App without an SSN. For whatever reason, if you need to use Cash App but don’t have a Social Security number (SSN), this article is for you.

With the help of the mobile payment app Cash App, it’s simple to send and receive money online in the US and the UK. Unfortunately, other nations, including Canada, cannot use the Cash App.

To send money to other individuals using Cash App, you can also load your favorite currency, such as dollars or euros. You will, however, be restricted in Cash App without SSN. The good news is that Cash App does not compel users to use it. Even Cash App registration is possible without an SSN.

What’s SSN Number

The Social Security number (SSN) was originally developed to aid in tracking the US workforce’s earnings histories in order to calculate benefit levels and establish who is eligible for Social Security benefits.

However, the SSN is now a widespread numbering system in the US, and practically all of its citizens who are legally residing there have one. SSN is now used as a method of identification that aids in learning more about US citizens.

What's SSN Number

Citizens who are born in the US are often given an SSN, which typically includes nine digits. Under some conditions, residents of the US who are immigrants are also eligible for SSN.

Essentially, the SSN serves as a significant identification number in the US. You must also apply for an SSN if you don’t already have one as confirmation of your immigration or citizenship to the US. For additional information, see the SSA website.

What makes Cash App want my SSN?

Your SSN is required by Cash App to confirm your identity. If not, you won’t be able to use several Cash App features (such the sending limit) until your identification has been confirmed.

It is totally safe to give your SSN to Cash App even though it asks for it with good intentions. When Cash App can identify a specific user, it aids in the platform’s defense against fraud and scams.

You are not need to enter your SSN even if Cash App needs it to authenticate your identity. Even as an unverified user, you can register for Cash App without providing your SSN. However, in order to be a verified user, you must submit your SSN for identity verification.

Unverified Cash App users are still able to send and receive money through the app, but the maximum amount that may be sent is limited.

Normally, you can’t send more than $250 on Cash App within 7 days without SSN. Additionally, as an unconfirmed Cash App user, you are not permitted to receive more than $1,000 in a 7-day period.

How to Increase Cash App Limit In 2022/2023

Using Cash App without an SSN

Can I use the Cash App without an SSN then? You can use the Cash App without an SSN, however there are restrictions. How to utilize Cash App without an SSN is listed below:

1. Click on “I don’t have an SSN”

Log in to your Cash App account first. If you don’t already have one, download the app or go to the website to register using your email address.

Do the following now:

  1. Your debit card details should be linked. You can open a bank account without providing your SSN (it’s not required) and get your debit card if you don’t already have one. You could occasionally be asked for your ITIN.
  2. Go to the tab labeled “Send Money.”
  3. Please select I do not have an SSN.
  4. Fill in the phone number of the recipient.
  5. Click Pay or Request.
  6. The transaction will be completed when the recipient enters the verification code they receive into the verification box.

Since you have an unverified account, be careful not to go over the sending or receiving cap for your seven-day period while using this approach. To be sure you haven’t already gone over the limit, review your transaction history for the last 7 days.

2. Send less than $250 or receive less than $1,000

The other choice is to utilize Cash App without an SSN as long as you don’t go over $1,000 (the monthly receiving limit) or $250 (the weekly sending limit). Follow these steps:

  1. Sign in to the Cash App by opening it on your device.
  2. Press the $ symbol.
  3. Activate the Send button.
  4. As you enter the amount to transfer, be sure it hasn’t exceeded $250 in the recent week.
  5. To transfer money using Cash App without providing your Social Security number, choose your receiver from your contact list and touch the Send option.


Cash App does not make your SSN a requirement in order for you to send and receive money in the US and UK, even if it is a crucial tool for user identification. The best course of action if you don’t have your SSN or feel uncomfortable supplying it with Cash App is to keep within the limit for unverified accounts.